How we add value

We will help you save time and money by focusing on lenders and providers whose underwriting criteria will suit you.

Besides providing mortgage and insurance solutions, our services add value by helping you:

Save money by not paying too much for your mortgage
Pay the correct deposit to get the right interest rate
Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term
Decide how best to structure the term of your borrowing taking into account your age, objectives and retirement plans
Understand the risks associated with repayment or interest-only mortgages
Save time and money by focusing on lenders and providers whose underwriting criteria will suit you
Review how best to use your existing provisions while recommending any suitable and necessary new solutions
Save money by ensuring you don’t pay too much to protect your assets
Place your insurance in the right name, ownership and trust, so that your beneficiaries do not pay too much tax when they inherit your estate

The Financial Conduct Authority do not regulate estate planning, inheritance tax planning & trusts.

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“Tim helped us on our main residence and BTL mortgage applications two years ago, and he has been continuously following up with us over the last two years. He is very professional and reliable, and he provided excellent customer service by helping us complete our complicated mortgage and re-mortgage applications. We are very much grateful to him for all his help and advice. We strongly recommend Tim to anyone who needs professional and helpful mortgage consultations and services. He will definitely provide 10 out of 10 service and assurance to his customers on their cases.”

linlin sha

13/04/2023

Curchods Mortgage Services is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services Limited, Quilter Mortgage Planning Limited & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703, 440718 and 217742 respectively. Lifetime Wealth Management Limited is registered in England and Wales, No:4631136. Registered Address: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR. The guidance and information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

If You Are Unhappy With Our Service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Quilter Financial Planning Complaints Department Quilter Sunderland SR43 4JP Email: QFPcomplaints@quilter.com Tel: 0808 171 2626 You can find more information by visiting the Quilter Financial Planning website: http://www.quilterfinancialplanning.co.uk/contacts. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financialombudsman.org.uk)