How we add value

We will help you save time and money by focusing on lenders and providers whose underwriting criteria will suit you.

Besides providing mortgage and insurance solutions, our services add value by helping you:

  • Save money by not paying too much for your mortgage
  • Pay the correct deposit to get the right interest rate
  • Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term
  • Decide how best to structure the term of your borrowing taking into account your age, objectives and retirement plans
  • Understand the risks associated with repayment or interest-only mortgages
  • Save time and money by focusing on lenders and providers whose underwriting criteria will suit you
  • Review how best to use your existing provisions while recommending any suitable and necessary new solutions
  • Save money by ensuring you don’t pay too much to protect your assets
  • Place your insurance in the right name, ownership and trust, so that your beneficiaries do not pay too much tax when they inherit your estate

 

The Financial Conduct Authority do not regulate estate planning.

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Curchods Mortgage Services is a trading Style of Lifetime Wealth Management Ltd, who is an appointed representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Lifetime Wealth Management Ltd: Registered in England & Wales, No. 04631136. Registered Office: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

If You Are Unhappy With Our Service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us: Quilter Financial Planning Ltd Complaints Department, Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Email: qfpcomplaints@quilter.com  |  Tel:  0191 241 0700 You can find more information by visiting the Quilter Financial Planning Ltd website: https://www.quilter.com/contact-us  If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service: www.financial-ombudsman.org.uk Registered in England and Wales ref: 04631136 12-14 Upper Marlborough Road, St Albans, Hertfordshire, AL1 3UR.